In tennis, the first point after deuce that puts you ahead of your opponent is called having the “advantage.” The dictionary defines the term advantage as “a beneficial factor or combination of factors.” When looking at worker’s compensation claims, you need to have the “advantage” over malingering or false claims that could cost your business a substantial amount of money.
Start by being on top of your hiring policy and standards. Look for quality employees that suit your business and keep a close watch on potential hiring risks. It is crucial for businesses to protect their “advantage” and be proactive about worker’s compensation fraud. Well developed hiring processes can help protect your “advantage” by being one step ahead of the employee. For instance, develop a firm policy when it comes to drug testing. Pre-employment and post-injury drug screening can make your workplace safer and avoid unnecessary costs related to accidents and injuries.
As the dictionary states, create a beneficial combination of factors to help keep you on the “advantage” side of work comp claims. A combination of factors would include having the right tools for the job, a strong ergonomic assessment of your business environment, an understanding of Worker’s Compensation, a plan for when injuries occur, and the support and dedication from your safety team to create a safe environment before and after an injury occurs.
The beneficial factor comes from the savings you will see by reducing your claims. Workers compensation claims are part of the reality of doing business. Proof:Positive can significantly cut your costs when handling that inevitable incident. A proper and timely reaction to temporary disability claims is critical in reducing costs. Let us help you develop a business that has the “advantage” over costly and sometimes fraudulent claims.