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Workers’ Compensation is Not Insurance

Too many employers believe that workers’ compensation is insurance. Premium rates, experience modifiers, claim reserves…this is not workers’ compensation. This is just a way to finance it. Workers’ compensation was designed to ensure that injured employees have access to medical care and salary indemnification for work-related injuries. This system was established at a time when […]

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Costly Medical Errors – Surgery Is Not Always The Answer

“Potentially preventable medical errors that occur during or after surgery may cost employers nearly $1.5 billion a year, according to new estimates by the Department of Health & Human Services’ (HHS) Agency for Healthcare Research and Quality (AHRQ).” “In a study published in the July 28 issue of the journal Health Services Research, AHRQ’s William

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Safety Programs – For a Healthy Balance Sheet

The quality of an organization’s safety programs forecasts an employees’ likelihood of entering the workers’ compensation system. The time and resources invested in enforcing safe work practices reflect the employer’s commitment, not only to guarding an employee from workplace hazards, but to protecting them from the hazards of our workers’ compensation system. Carefully-crafted programs embed

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Social Capital – Funding the Trust in Workers’ Compensation

The workers’ compensation system is filled with complex relationships and competing agendas. It can be confusing or even exasperating for an employee who must navigate this system alone. Employees need an advocate they can rely on while in the workers’ compensation system. The employer must be that advocate. By investing in prevention and early return-to-work

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The Numbers Are In: Workers Compensation is Costly!

Each day U.S. workers suffer injury, disability, and death from workplace incidents. According to the CDC, private-sector workers experience 11,500 nonfatal work-related injuries/illnesses each day; more than half of these injuries/illnesses require job transfer, work restrictions, or time away from their jobs as a result. Among all workers – public and private sectors – 9,000

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Know Your Work – The Benefit of a Physical Demand Analysis

Successfully managing the return-to-work process requires employers to plug a gap in their knowledge. During our management careers, many of us have examined the supply chain, manufacturing process and distribution process. We think we know our business and the work that happens there. We often don’t. We don’t know what is required of the employees

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Knowledge is Contagious – Give Your Employees the Forum to Learn

Many factors affect our health. Some are beyond our control, such as genetic makeup and age – but we can make changes to our lifestyle. By encouraging your employees to take steps toward healthy living, you can help reduce the risk of heart disease, cancer, stroke and other serious diseases. Obvious practices are to eat well, maintain a healthy weight, be physically

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